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Let’s get down to the nitty-gritty

Jun 30, 2021

Commentary: I came across an article written in the Harvard Law Review and thought to share it with you. Sometimes we have conversations with those who say, “Let’s just get down to the nitty-gritty”. That’s what this article does. Written at the end of April it...

Starting to worry again?

Jun 23, 2021

Are you holding your breath starting to worry about the market again? Fortunately, you can build a diversified portfolio with principal protection in a way that distributes risk and prepares your retirement savings for growth in a variety of economic environments. If...

Life-is-Short

Jun 13, 2021

This week’s article tells us that affluent Americans are rushing to retire in a new ‘Life-Is-Short’ Mindset. “The unprecedented surge in shares and home values during an economic crisis is easing the retirement path for those who have savings”, yet, even if we now...

Is your social security check going to be enough for you?

Jun 7, 2021

Commentary: According to a Gallup poll, 85% of investors “strongly agree that it’s important to have a guaranteed income stream in retirement to supplement Social Security.” At the same time, “61% strongly or somewhat agree they are willing to give up access to some...

Some Annuities even offer a Bonus

Jun 1, 2021

As a reminder when you are considering where you can place your hard earned savings to generate a guaranteed income, remember that FIAs are insurance products that can guarantee income over a period of time — even over a lifetime. Unlike a 401(k), the insurance...

As we emerge

May 24, 2021

Now that we are starting to emerge with no masks, we see that “COVID-19 has accelerated many of the trends that were already challenging the outdated study-work-retire model, as individuals and families, financial services institutions, and policymakers grapple with...